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I Need 1000 Dollars in a Week! What Can I Do

Discussion in 'Asking Corporate Philanthropists for Money' started by Sadia, Sep 1, 2013.

  1. Sadia

    Sadia Administrator

    I'm not sure if anyone can help me, this looks like a really helpful forum. I'm going to cut right to the chase, I need 1000 dollars in a week, I really don't want to get into why I need the money but I just need some ideas. Please can someone help me, I have seven days to come up with the money so I can pay someone off. I borrowed some money and I've been meaning to pay it off but it's come to a point where the lender will inform my family and that's the last thing I want. I've got regular income but I don't have any savings or assets.

    Thanks in advance.
  2. Miles

    Miles Newbie

    Sounds like you've got yourself in a right pickle, the quickest way I know is to sell any items you have on eBay.com. If you do have any valuables at all like designer clothes or shoes you could make some money. I have seen designer clothe being snapped up very quickly.
  3. Alistair

    Alistair Newbie

    If you're looking for a realistic way yo make $1000 as soon as possible you need to get a loan. I am not sure how good your credit is but you can get a payday loan if you've got regular income coming in. Some payday loans offer bad credit loans and you might get an instant decision for $500 to $1000.
  4. Simrin

    Simrin Newbie

    Have you thought about pawning any items? if you've got any valuables like electronics or game consoles then you get some value from them, you usually get a set amount of time to pay the money back otherwise they sell the items on to other people.
  5. Mike Baggaley

    Mike Baggaley Newbie

    Have you thought about asking other friends for help? if you can get five people to lend you $200 each you could use the money. Bearing in mind you might not have to pay them interest you could be saving a lot of money.
  6. Raymond

    Raymond Newbie

    Have you thought about facing your problems? if you don't have the money then explain to the lender and work out a plan. Why don't you inform your family members of your debt problem and just come clean, that way no one can bully you or blackmail you. Honesty is the best policy.
  7. Juan

    Juan Newbie

    If you've got room have you thought about renting space out? You could rent a room out for $1000 a year or something like that, as long as the lodgers pays in advance. You'll be stuck with someone for a year however you'll get the money you need.
  8. Sadia

    Sadia Administrator

    Thanks for the response, I've read through every post and the only one that seems likely is selling something or getting a payday loan. I have bad credit though, are there any companies which offer loans at really low rates?
  9. Miles

    Miles Newbie

    If you've got bad credit and need $500 to $1000 you could get someone to cosign your loan, I'm sure there are a lot of companies out there that will offer you $1000 but the interest rates on these loans are really high, sometimes the Apr could be anything between 1000% to 4000%

    You could try companies like

    Ace Cash Express
    Advance America
    The Cash Store
    CashNet USA
    Check into Cash
    Check'n Go
    The Cash Store
    Easy Money
    Money Place
    Payday One
    Snap Payday

    I got this list from Wiki Answers so it should be reliable.
  10. Simrin

    Simrin Newbie

    Have you tried begging sites? You could post your hardship online on sites like

    Cyberbeg
    Beglist
    DonateMoney2Me
    BegOnline
    Freebeg
    Ebeggers

    I'm not sure if you'll be able to raise $1000 in a week but it's worth a shot. The more people you can reach the more money you can make. If you can think of ways to make the post go viral you could make more than $1000. Good Luck. I've included a video on how to cyberbeg effectively if there is such a think.

  11. Raymond

    Raymond Newbie

    If you're really desperate for the $1000 have you thought about applying for credit cards, sometimes you can get cash advances. If you've got OK credit then there are some bad credit banks which offer credit to people who need money quickly. I suppose this will be cheaper than taking out a payday loan. I've got a list of credit card companies that you can apply to which offer quick decisions, sometimes these decisions are instant.

    Capital One
    OpenSky
    First Premier
    First Progress Mastercard

    If you do a quick search for credit card companies for people with bad credit you should be able to get more results.
  12. Shobir

    Shobir Administrator

    Admin Post
    If someone is blackmailing you or bullying you for money you should really come clean because they'll always use this against you, by keeping silent you're giving the lender much more power than they have. If I was in your position I would explain that I don't have the money but am working towards getting it, I would also come clean with my family, you never know they might appreciate the honesty so much that they pay the money off for you. If you're really determined to make $1000 in a week then you really need to ask people for help.

    Another idea you can try is applying for car title loans, if you've got a vehicle then you could take out a loan against it and then pay the loan off slowly. One thing to bear in mind is that most car title loan lenders will only give you a fraction of what the cars worth and if you miss a payment they will sell your car. You need to think this through very carefully before you make a decision. Here is a list of car title loan companies you can search for.

    Trade Financial Credit Limited
    A Car Title Loan
    Car Title Loans California
    LACarTitleLoan.com
    AutoPawn.Com

    Also I thought I'd share this video I found on YouTube about a car title users experience, it might help you make the right decision.

  13. Miles

    Miles Newbie

    Have you thought about offering some sort of service? if you need $1000 in 7 days you need to make $142 per day, if you can wash 15 cars per day somehow and charge $10 per car you could make the money. Granted you would have to get supplied but it's worth a try, also try mowing lawns. Just go around your community or neighborhood and share your troubles, and ask if they can give you some money for odd jobs around the house, you'll be surprised at how accommodating people can be.
  14. Sadia

    Sadia Administrator

    I've got some jewelry and I've taken this to my local pawn store, the man there was a despicable man and offered me only $200 for my necklace and earrings, I personally paid over $700 for this, I even showed him the receipt. I guess he saw the desperation on my face and took full advantage. I took the $200, I just need another $800 now.
  15. Sadia

    Sadia Administrator

    I've already got a Capital One credit card, there was a zero percent offer on it when I took it out which made me call the company up and ask about cash advances. The operator explained that the zero percent was only eligible for balance transfers, I had $500.

    Fortunately I found a friend whose got a credit card balance of over $2000 and he's willing to take the 0% offer and give me the full $500! I'm getting really close to that $1000 target.

    I must say that this thread has helped me so much, all the suggestions here are making a real difference, I now only need $300!
  16. Shobir

    Shobir Administrator

    Admin Post
    I think I speak for everyone here when I say you're welcome. The purpose of this site is to help people find money and in your case I think the suggestions have made a big difference. You've only got $300 to get now so hopefully you're in a better position than you were a few days ago. Have you tried the following

    - Selling stuff quickly on eBay or Craigslist?
    - Car title loans?
    - Washing Cars/Mowing Lawns?
    - Payday loans?

    Please keep us updated as we love threads where people are satisfied and their problem solved.
  17. Sadia

    Sadia Administrator

    After I read your suggestion about selling items on Craigslist I put some of my designer stuff on sale, I have to say it was really painful taking the picture and writing the summary to sell the items, anyway I had a Tommy Hilfiger watch which I bought for $150 which I put up for sale for $30, I put a few handbags and a designer Armani Sunglasses. I'll let you know how I get on. Thanks so much, I've sent you a PM to let you know how much I appreciate the help. x
  18. Raymond

    Raymond Newbie

    This is what I like about this site, everyone is wiling to help each other out without judging or making crude remarks, when this thread started and I saw the question was posed by a women I was rather skeptical about the responses and I've seen other threads on the internet which are really filthy, anyway I hope you get your last $300 and pay off the lender and tell him to stop bullying and blackmailing you.
  19. Sadia

    Sadia Administrator

    I totally agree, I actually posted this question on a few forum but this is where I got the best advice, I'll definitely be sharing with anyone I can.

    Just a quick update, my friends have lent me $100, even though I wanted to avoid borrowing from friends I've really had no option with the deadline looming, this week has been one of the most stressful weeks of my life. I definitely need to smarted myself when it comes to money. I saw another thread on personal finance books and when this crisis is over I'm definitely going to invest some time learning. Everyone that I turned to ask me why I don't have savings and lately I've been asking myself the same question! Anyway I've got 2 days to come up with the remaining $200, so far I've sold some stuff on craigslist and I should be getting $120 soon, so I've only got $80. I've got $100 in my bank account so I will probably use that money to pay the !"$$^£ off.
  20. Shobir

    Shobir Administrator

    Admin Post
    Looks like you've solved your problem! well done. If you want to learn more about money then the personal finance books are the way to go. I would definitely start with books such as

    - I will Teach You to be Rich
    - Rich Dad Poor Dad
    - The Millionaires Fast Lane

    Good Luck.
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