In desperate need

Discussion in 'Ask For Donation' started by Derrick8732nc, May 16, 2016.

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  1. Derrick8732nc

    Derrick8732nc Newbie

    Currently out of work, all the loan companies turn me down because of my 480 credit score. Have been scammed twice with online pay advances. I start work next week at a restaurant but I need a loan or some type of financial help to cover my back bills until I start receiving a check($2000). Is there any information or help anyone please I have no more options.
  2. admin

    admin Administrator Staff Member

    Admin Post
    Hello, @Derrick8732nc and Welcome to The Find Some Money Forum. I'm sorry to hear about your personal circumstances. I would like to make a number of suggestions to help you. Firstly, you need to stop applying for credit from bogus online payday loans companies, these companies are sharks and con people out of their money. If a deal is too good to be true then it usually is.

    You should also contact your existing creditors and inform them that you need more time. You will have a job soon so you will have income coming in. Creditors will agree to wait if they know you have income coming in soon. If the creditors refuse to wait for the money you could ask your new employer for a cash advance. Explain the situation to them and then request help, try not to make a habit of this.

    Also, in the future, you must make an effort to improve your credit score. In order to do so get a copy of your credit report which is free online. Go through the credit report thoroughly and find out why your credit score is low and then take actions to fix it. I really hope these suggestions help. Good Luck.

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