4 ways to save money on bills

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Bills are probably my families biggest expense every month, so that’s why I think it is critically important to find ways to save money on bills wherever possible.

Let’s face it, no one enjoys paying bills, but it is a necessary evil if you want to enjoy things like running water, electricity, sewerage facilities, insurance plus much more. So it’s important to understand where your money is going and what you can do to limit the damage it does to your budget

How To Save Money on Bills

There are plenty of different ways to save money on bills, so let’s go through a few of them.

My Four Ways To Save Money On Bills

1 Way To Save Money On Bills Pay bills manually

With the wonders of the internet and online banking, many people have their bills setup as a direct debit payment from their bank account each month or year.

The first thing I would do is to stop having your bills paid from your credit card or your bank account automatically. It might seem easy to just pay it without having to check it, but you will also likely become complacent and just accept price increases because it is too easy just to leave your setup the way it is.

2 Way To Save Money On Bills Shopping around

One of my favorite ways to save money on bills is to shop around for better deals whenever a bill comes due. So many people get caught out by just paying the bill because they don’t have the time to shop around.

Now going around and either ringing or visiting companies offices to get the best deal can be very time consuming, so I recommend using product comparison websites wherever possible. These websites are purpose built to assist you in finding the best deal possible based on your requirements.

3 Way To Save Money On Bills Ask for better deals

I realize that negotiating isn’t something that everyone is comfortable doing, however it can end up saving you a lot of money, all you have to do is ask.

Whenever a bill comes due, do your due diligence and shop around, then when you have identified the cheapest option phone your existing provider and tell them that you are considering moving to someone else who is offering the same product or service at a lower price, but that you would prefer to stay with them so long as they can offer you the same level of savings.

You will be amazed just how many companies will be willing to slash their prices to keep you as a customer. Although not everyone will, and you have to be prepared to change service provider if they will not come to the party.

4 Way To Save Money On Bills Pay Bills Yearly

Something that my wife and I try to do as much as possible is to pay bills yearly instead of monthly. The reason for this is that quite often the bills will have discounts available for people who pay a yearly amount up front, rather than the smaller monthly installments.

In some instances this has saved us up to 10% per bill, which as you can image will add up to some decent savings over a lifetime.

Related Post: How I Save A lot Of Money On Alcohol

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