Best credit cards for “excellent” fico scores (740+)

Best Credit Cards for “Excellent” FICO Scores (740+)

Many people overlook their FICO score and it hurts them because they are effectively applying for credit cards that can't obtain and lowering their FICO Score even further.

The FICO score is a very important element in your finances, I wish more was taught at school about the FICO score because it has the potential to change people's lives for the the better.

The FICO Credit Score ranges between 300 to 850.

A FICO Score of 850 is a highest FICO Score possible.

A FICO Score above 740 is understood to be an 'Excellent Score' and attaining such a score would give you approval to every credit card available.

Taking proactive steps to improve your credit score will allow you to cherry pick the best credit cards on the market. You can choose and tailor the credit card to your exact needs and you will also be privy to the lowest interest rates and best offers. In a nutshell you've proven yourself to be creditworthy and you can choose the best of the best when it comes to credit cards.

In this short but comprehensive guide I will share some of the best Credit Cards you can apply for is you have a FICO Credit Score on 740+...

(1) Discover it Cash Back Credit Card
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Benefit 1: People with excellent credit love cash back, the introductory offer on the Discover Cashback Credit card is they will match all the cashback you've earned in the first year of use automatically! You don't need to sign up for anything and the cashback is worked out automatically and credited to your account. Fabulous!

Benefit 2: With the Discover Cashback Credit Card you can earn 5% 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. So if you spend $100,000 a year you'll get a stonking cashback of $5000, it's bonkers! but true.

Benefit 3: Also with the Discover Cashback Credit Card you can earn an unlimited 1% cashback on all other purchases not covered by the 5% cashback. This is a great little money earner and many use the money accrued during the year to pay for Christmas.

Benefit 4: You can redeem cash back with the Discovery Credit Card any amount, any time. The rewards never expire.

Benefit 5: If you love Amazon You can use your rewards at Amazon.com checkout and save a bundle.

Benefit 6: The Cyber Security on this card is out of this world. Along with a whole host of other security features the one I love is that you get an alert if Discover Credit Card find your Social Security number on any of thousands of Dark Web sites, it does this for free.

Benefit 7: With the Discovery Credit Card you have an introductory purchases interest rate of 0% for 14 Months.

Benefit 8: On Balance Transfers you will get an introductory offer of 0% for 14 months.

This is a fantastic card if you like cashback and the amount you get in cashback is pretty high too.