Capital one savor cash rewards credit card review - get 4% cashback on entertainment and food

Capital One Savor Cash Rewards Credit Card Review
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I'm falling in love with the Capital One Savor Cash Rewards Credit Card so I though I'd do a review.

This Cashback Credit Card is definitely for the Foody person who loves entertainment and dining out.

Being partial to VIVID seats will also earn you up to 8% in cashback.

The Capital One Savor Cash Rewards Credit Card without a shadow of a doubt, is one of the best cashback credit cards of 2019, and rivals the Chase Unlimited Freedom and Discover It Cashback Credit Card. In this guide I'll show you my full analysis of this brilliant cashback credit card, reveal strategies to maximise your cashback and answer some of the most frequently asked questions!

Why Get the Capital One Savor Cash Rewards Credit Card​

Bonus 1: The Capital One Savor Cash Rewards Credit Card offers a stonking $300 one-time Cashback reward.

Bonus 2: The Capital One Savor Cash Reward offers excellent cashback levels on Entertainment, Grocery and other purchases. You can earn up to $2000 a year in cashback rewards.

Bonus 3: The Capital One Savor Cashback Rewards will never expire for the life of the account and there is no limit to how much you can earn. It's fantastic to have this safety net because sometimes we forget and let the rewards expire.

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Capital One Savor Cash Rewards FICO Score Required
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OK, so first things first. You will need a FICO Score of 680 as a bare minimum to be considered for this card. Play it safe and make sure you have a FICO Score of 700+ to be certain of being approved.

Don't chance it with a low credit score. It would be better, even life-changing if you spend 6 months to a year improving your credit score before you apply for the Capital One Savor Cash Rewards Credit Card.

Capital One Savor Cash Rewards Credit Card Features​

I've analysed this card in detail and it is truly the bees-knees if you spend shed-loads of money on dining and entertainment. Even if you don't spend that much the initial $300 in cashback rewards and the potential to earn $500 every year in referral makes this a great choice.

I have read about people on Reddit who have made up to $3000 in cashback rewards through the initial sign-up, referral, 8% cashback on VIVID purchase as well as 4% on dining and entertainment. Think what you could do with an extra $3000!

Here are 8 features of the Capital One Savor Cash Rewards Credit Card that will possibly blow your mind away if you like the idea of cashback rewards!

Feature 1: Spend $3000 using the Capital One Savor within 3 months and receive $300 in cashback rewards! Boom.

Feature 2: Earn an unlimited 4% on dining and entertainment. No upper limit.

Feature 3: The Capital One Saver Cashback Reward pays a stonking 2% at grocery stores and 1% on absolutely everything else.

Feature 4: You can also earn 8%! yes 8% cashback on tickets at VIVID seats through may 2020. Get your friends to buy tickets through you and you can absolutely clean up.

Feature 5: No need to apply for cashback deals, everything is done automatically by the Capital One Savor Credit Card.

Feature 6: The Cashback Rewards on the Capital One Savor never expire!

Feature 7: There are no Foreign Transaction Fee and no annual fee for the first year. Annoyingly the years after that have a $95 fee but it will be more than offset by the cashback rewards you earn through the Capital One Savor Cash Rewards.

Bonus Feature 8: Get $100 for every successful referral to Capital One Savor Cash Rewards, maximum $500 per year.

Strategy to Maximise Cash Rewards on Capital One Savor
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You could earn as much as $3000 in cashback rewards using the Capital One Savor Cash Reward. I've seen people doing it and it does work as there is no upper limit. Here are some strategies you could use to maximise the cashback rewards.

Move 1: You've got to spend $3000 in the first 3 months to earn the $300 one-time cash bonus. Be smart and spend the $3000 where you can earn the highest cashback rate.

So spend on first on Dining and Entertainment to earn 4%, then put all your grocery on the Capital One Savor to earn 2% cashback. For everything else you will earn 1% cashback.

Move 2: You can earn 8% Unlimited Cashback on VIVID seats through May 2020. You have to get all your friends and family and their friends and family to purchase VIVID seats through you.

If you can buy $10,000 worth of VIVID seats for other people you will earn $800 in cashback rewards. This is entirely possible and people on Reddit are cleaning up as we speak.

Move 3: Put all your expenses on the Capital One Savor Cash Rewards Credit Card. Put all your partners expenses and children's expenses too.

Basically, the more money that moves through your Capital One Savor the more you will make in rewards.

Move 4: Refer 5 friends to the Capital One Savor Cash Rewards and earn $500 every year! This is a very popular card so people will apply.

With these 4 moves you can reach $2000 to $3000 in cashback rewards, it's entirely possible and limited to your imagination and strategy.

Capital One Savor Cash Rewards Credit Card FAQ
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Q1: Is Capital One savor hard to get?

The Capital One Savor is hard to get. You need a bare minimum FICO score of 680 to be considered. You will need a FICO score of 700+ to be certain of being approved.

Q2: Can I upgrade my Capital One card?

Capital One allows you to upgrade your credit card. If you've managed your account well just give customer service a call and request an upgrade and a credit limit increase. You can also do this online.

Q3: How often does your Capital One increase credit limit?

You can make requests as frequently as you want to increase your credit limit, however, Capital One will only increase your credit limit every 6 months. So if you've increased your credit limit in the last 6 months you will have to wait the mandatory 6 months before another limit increase is approved.

Q4: How do I redeem my Capital One Cash Back rewards?

It is very easy to redeem your Capital One Savor Cashback Rewards. You can either use the cashback balance to pay your statement balance or you can request a check from Capital One for the cashback rewards.

Q5: What credit score do you need for Capital One savor?

You will need a bare minimum FICO score of 660 to be considered for the Capital One Savor. You should aim for a FICO credit score of 700+ before you apply for the Capital One Savor to be certain of approval.

Q6: Is savor one better than Quicksilver?

This depends on your spending habits. If you spend more on entertainment and dining then the Capital One Savor is the best card for you. If you wan't to earn a flat rate on purchases the Quicksilver is more suitable. Both cards have unlimited cashback rewards.

Q7: Is the Capital One savor one card metal?

Yes, the Capital One Savor Card is metal! The card has a Stainless Steel Vaneer produced from 75% recycled materials. The back half of the card has a Acrylic layer. Capital One Savor is one of the least expensive metal cards you can get.

Q8: Is Capital One savor a good credit card?

The Capital One Savor is a good card because you earn unlimited cashback on your purchases. It is particularly suited to spending who like entertainment and dine out frequently. The initial $300 sign-up bonus is also a good offer for cashback lovers.

Q9: Is Capital One savor one Visa or Mastercard?

The Capital One Savor is NOT a VISA, it is a MasterCard. To be precise it is actually a World Elite MasterCard which offers MasterCard Networks highest level of security and benefits.

Q10: Is Capital One considered a major credit card?

Capital One is considered to be a Major Credit Card Company. It has been operating and competing with the top credit card companies since 1994 and is a publicly traded company on the New York Stock Exchange and a constituent of the S&P 100 and S&P 500.