Greetings my friends or as we say in the south 'howdy'

It's nice to meet many who are having very rough times. Life is tough! I am a 'southern' born & raised oldie! LOL! It's good to know we got a website to come to for support and suggestions. I appreciate all those who share their honest experiences with many programs that really worked. I am soon to be 60 years old !(not young...I call it as it is ). I am single, one daughter and one grandson. As I said in my bio, I never thought I would be where I am in life. I know a lot of it's my own fault, but I don't try and blame someone else for my money problems. I am a caregiver for the elderly, part-time. I have poor health myself, but I refuse to give up. So, keep those suggestions coming and I hope all have a blessed day!

Geoff