How can i negotiate my credit card debt? i have anxiety & depression

How can I negotiate my credit card debt? I have recently been diagnosed with anxiety and depression after speaking to my Doctor about my debt problems. I now want to negotiate my credit card debt because I can no longer make the minimum payments. What I want is to freeze my credit card interest and hopefully reduce my balance. Is it possible to reduce my credit card balance by more than 50%? Has anyone had success lowering their credit card debt. I am $10,000+ dollars in debt and want this reduced as much as possible. If anyone know how I can negotiate my credit card debt please let me know!

If you've been diagnosed with Anxiety & Depression by the Doctor due to your debt then there is a good chance your debt will be reduced. You need to contact your creditors to let them know of your medical condition. Ask your doctor to write a letter explaining your symptoms. You must present this letter to your creditors and then make a offer of partial payment. Try your luck with by offering 25% of the debt so offer $2500 as a partial payment to clear the entire debt.

I think its very likely that the credit card companies will accept this. No organization wants to be linked with mistreating a customer with anxiety and depression. They will want to recoup as much money as possible and clear the account. I really hope this works for you because a 75% reduction in debt would be life-changing.