I don't have a job but i desperately need money - please help!

I don’t have a job but I need money is something that being said all around America today, with more and more people losing their job and companies closures people are looking for financial help.

If you need money now or need quick cash now then you can turn to the government and a number of privately funded companies for help, if you’re also on a low income, elderly or disabled then you can get help too. You’re first port of call should the USA.Gov website where you can receive help if you don’t have a job.

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I have No Job and Need Money

If you don’t have a job then you should visit the USA.Gov website and search for unemployment benefits, if you lost your job through no fault of your own you will financial assistance, you might have to meet certain eligibility requirements as determined under each states law. If you were self employed and your business failed then you can also apply for benefits, again the eligibility requirement varies from state to state.

Unemployed Need Money Fast

If you have no savings or assets then you might even be eligible for extended and emergency benefits, these include Unemployment Insurance Extended Benefits for workers who have used unemployment insurance benefits during time of high unemployment; Emergency Unemployment Compensation if eligible will offer an additional 13 weeks of federally funded unemployment benefits. You could also get Self-Employment Assistance which offers help for people who want to start their own business. Here are the contact details if you want to contact the department for more information.

U.S. Department of Labor

Frances Perkins Building
100 Constitution Avenue NW
Washington DC 20210
Phone: 1-877-US-2JOBS

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I Need Money for Food I Have No Job

If you don’t have any income coming in at all then you should be eligible for food stamps, the government runs a Supplemental Nutrition Assistance Program; the food stamp welfare benefits will help you purchase food at local and major retailers. You can check if you’re eligible through the USA.Gov pre screening eligibility tool, you can also make an application there too. Here are the contact details if you want to contact the department direct

Supplemental Nutrition Assistance Program

USDA Food & Nutrition Service
3101 Park Center Drive
Alexandria VA 22302
Telephone: 1-800-221-5689

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I Don’t Have a Job, Need Help With Rent

If you need rental assistance then you can turn to the government for help through the U.S. Department of Housing and Urban Development; this department was set up to help low income families and individuals with rental assistance. The program allows landlords and apartment owners to offer subsidized rents to low income tenants.

The Department also offers public housing in the form of affordable apartments, you also get the option of the Section 8 Housing Choice Voucher Program where you can look for your own place and use the voucher to pay for all or part of the rent. If you want to contact HUD then here are the contact details:

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U.S. Department of Housing & Urban Development

451 7th Street SW
Washington DC 20410
Telephone: 202 708 1112

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I Don’t Have a Job, Need Help With Utility Bills (Gas, Electric & Water Bills)

The Low Income Home Energy Assistance Program can help if you’re struggling to pay your utility bills, the eligibility requirement varies from state to state however if you’re on a low income, elderly or disabled you will be eligible for help. You can get help with your energy bill payments, money if you’re in a crisis situation and even help with weatherization and insulation costs. Here are the details for the LIHEAP department:

Weatherization & Intergovernmental Program

U.S. Department of Energy
1000 Independence Avenue
Washington DC 20585

I Have No Job No Insurance, Need Help With Medical Bills

If you need a lot of medicine or medical assistance to get by then you can get help from the government, at the moment the Medicaid program can help you if you’re on a low income and are under 65, this program helps you with medical treatment and help with prescriptions. If you’re over

65 then the Medicare program will help you with hospital and hospice costs. You can get more information at the following department:

U.S. General Services Administration

1275 First Street
NE Washington
DC 20417 USA
Telephone: 1-800-FED-INFO

More Help with Medical Bills

You can also approach private pharmaceutical companies for help with medical costs, companies such as Merck, Pfizer, GlaxoSmithKline who pride themselves on corporate philanthropy and corporate responsibility all have patient assistance programs which offers help with treatment and prescriptions assistance, you can visit their site to find the Patient Assistance Program.

Need Cash Right Now

If you need cash right now then you could get a payday loan or pawn valuable items, most payday loan companies offer no job bad credit loans which come with a very hefty APR interest rate, make sure that you can afford to make the payments otherwise you’ll get yourself into further debt. With Pawn shops you have to be sure that you can make the payments otherwise you’re valuable will be kept and sold for a profit.

Need to Make Money in the Long Term

If you don’t need the money urgently and want to increase your income and develop other income streams then you have a lot of options. You could look for a job or ask for a raise, you could educate and train yourself into a job you enjoy, you could start blogging and making money online, you could start your own business on something that you’re really passionate about - the possibilities are endless. There are many options you can explore if you ask the question I don’t have a job but I need money.