I need a cash loan now

Discussion in 'Borrow Money' started by Romario, Jul 11, 2016.

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  1. Romario

    Romario Newbie

    I need a cash loan today. I've had some unexpected bills and now I'm having trouble making the rent payment for July. I've already missed my rent payments before and this is my last chance before my landlord starts to take legal action! Please help, I need a cash loan right now. I don't have the best of credit as I've borrowed money in the past and made late payments. I would appreciate any serious ideas to help me get out of this hole. Please HELP!
    Miles and Sadia like this.
  2. Sadia

    Sadia Administrator

    Before you consider a cash loan have you tried applying for welfare benefits. If you're on a low income you should apply for Rental Assistance from The Department of Housing and Urban Development. There are three types of benefits you could choose from if you are eligible. You could choose affordable housing, subsidized rents or Vouchers which pay a portion of your rent and you get to choose the apartment of your choice. There are many people who don't bother applying for these benefits because they think they are ineligible because they have a job. If I were you I would ask the landlord to be patient and then apply for Rental Assistance to see if you are eligible. Hope things turn out OK.
    Miles likes this.
  3. Miles

    Miles Newbie

    Before you start searching for a cash loan you should talk to your landlord immediately and let him know of your situation. Your landlord cannot evict you if you miss a payment especially if your struggling with your finances. You must tell your landlord that you do intend to make the payment once your finances are back on track. You should also apply for for benefits as mentioned above. I am sure you will be eligible for rental assistance and possible Temporary Assistance for Needy Families. If you're not eligible you should try and sell stuff before you get into debt because that will further compound your problems.

    You should also look into budgeting and establishing an emergency fund. The more money you have tucked away the more secure your finances will become. Good Luck. You will prevail.
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