I need free money urgently please help i am desperate

I need some free money urgently. I need to pay my rent this month and I have several credit card bills which must be paid by the end of the month. I work two jobs but I just cant make ends meet because I always seem to have unexpected expenses which knock me off my stride. Please help. I don't want a handout, I just want some help with money. I am prepared to work hard so please give me some ideas and words of inspiration.

I'm really sorry to hear about your financial circumstances. I know what it feels like when the rent and bills are due and there's no money. Help is always available so please don't lose faith and hope.

One thing you should do is see if you qualify for any Federal or Welfare benefits. Some of the benefits which you can apply for are the following

1. Food Stamps
2. Rental Assistance
3. Energy Assistance
4. Temporary Assistance for Needy Families
5. Unemployment Benefits

These are just some of the benefits you can apply for if you need money quickly. I would suggest you go to the USA.Gov website for more information. You can also find some information below.

• Affordable Housing
  Find help with buying or renting an affordable place to live.
• Benefits
  Learn about federal government programs, including unemployment benefits, and how to find which ones are available to you.
• Food Assistance
  Find out how to get help buying nutritious food for you and your family.
• Grants and Loans
  Learn about government grants and loans for states and organizations. For help for individuals, please visit our Benefits page.
• Help with Bills
  Learn about government programs to help pay bills and other expenses.
• Programs and Benefits for Active Military
  Learn more about assistance available to members of the military and their families.
• Social Security Questions
  Find the answers to common questions about receiving Social Security.
• Student Loans
  Get answers to the most common questions about student loans.

​

In addition to welfare benefits and Federal Benefits you should also check if you are eligible for free money in the form of State Benefits. You must do your research to see what benefits you are eligible for. As you are on a low income with two jobs barely able to make ends meet there is a good chance you'll be eligible. Here is a list of State Benefits you should look into! Good Luck and don't lose hope my friend.

1. Pension Benefit Guaranty Corporation
2. Federal Pell Grants
3. Housing Glossary
4. USDA Supplemental Nutrition Assistance Program (SNAP) Pre-Screening Eligibility Tool
5. Buying a Home
6. Preparing and Presenting a Loan Proposal
7. Repaying Your Student Loans
8. Looking for the Best Mortgage
9. Grants.gov
10. U.S Department of Health and Human Services (HHS) Student Assistance Programs
11. Federal Citizen Information Center
12. Student Aid on the Web Campus Tour
13. Americans with Disabilities Act
14. Federal Work-Study
15. How to File a Consumer Complaint About a Bank (Federal Reserve Board)
16. Free Application for Federal Student Aid (FAFSA); FAFSA on the Web
17. The Catalog of Federal Domestic Assistance (CFDA)
18. Disability.gov
19. Salvation Army
20. National Student Loan Data System (NSLDS)
21. Home Mortgages: Understanding the Process & Your Right to Fair Lending
22. U.S. Business Advisor
23. Federal Trade Commission (FTC) Consumer Complaint Form
24. Student Finance Calculators
25. Army Review Boards Agency
26. Financial Aid Wizard
27. HUD Approved Lenders
28. Frequently Asked Questions about the VA Home Loan Program
29. The U.S. Department of Education's Student Aid on the Web
30. Farm Service Agency (FSA) - Office Information Locator
31. SBA Disaster Recove
32. Low-income family planning program

If you're in desperate need of money you should turn to charities for help. Many people experiencing hardship turn to welfare, federal and state benefits but they could supplement their income by asking for help from charitable organizations. I found this great list of charities on a site called Millionaires Giving Money. I have listed the charities below.

#1United Way
#2Salvation Army
#3Feeding America
#4Task Force for Global Health
#5St. Jude Children's Research Hospital
#6YMCA of the USA
#7Goodwill Industries International
#8Food for the Poor
#9Direct Relief
#10American Cancer Society
#11World Vision
#12Boys & Girls Clubs of America
#13Habitat for Humanity International
#14Compassion International
#15Catholic Charities USA
#16American National Red Cross
#17Lutheran Services in America
#18Patient Access Network Foundation
#19Mayo Clinic
#20United States Fund for UNICEF

You have two jobs and you are finding it hard to make ends meet. What you need to do is look at your finances with a microscope and then make some tough decisions. I was in a very similar position where I was working every god sent hour earning money and I just couldn't go ahead.

What you need to do is list all your expenses and all your income and then analyze everything. You must make cut backs on non essential items and you must learn to say NO to the demands of the children. Putting food on the table and getting out of poverty should be your main priority.

When I went through this exercise I was able to CUT my expenses by 60%, I was shocked at what I was wasting my money on. It was hard to adjust at first and I missed cable and gym membership not to mention my car but in the long run it was worth it. I didn't have to worry so much and I was able to save my money and build an emergency fund. It is possible and this step must be taken to get your finances in order.

​

Medication can be expensive especially if you don't have the right medical insurance in place. If you're shelling out money for prescriptions you should consider Prescriptions Assistance. You should check out the following thread on prescription assistance to save money on medicine.

I Don't Have Insurance But I Need a Prescription Please Help Me!

​

I feel your pain brother and hope things improve soon. Its only a matter of time before you lift yourself out of poverty and finding answers to the question that you asked is another step towards prosperity.

One way I was able to rise out of poverty was by not paying rent until I was able to build a sizable emergency fund. Bear with me while I explain this. The only reason I want to share this is because you were prepared to do anything to lift yourself out of poverty.

What you need to do is move your family into a trailer which can be bought inexpensively and then rent out your main home. When I did this I was able to save all the rent money I received which went towards my emergency fund. Once I established a big emergency fund (took 2 years) I moved back in and I was out of poverty because I was no longer living paycheck to paycheck. I saved and invested the money and now I have a nice source of passive income which is always rising. It can be done and it requires extreme patience and perseverance.

Free Information on Living in a CAR

​

By making some smart decision of your grocery shopping you could save a lot of money. The grocery bills for people on poverty compared to people who are better off are way to high if you compare the proportions. It seems as though people on poverty spend more on groceries compared to people who are better off because this is one way people near the breadline reward themselves.

When I was in poverty I was spending too much on groceries and decided I needed to stop. I switched from luxury food to basic food and I made my meals from scratch. I wasted no food and cooked in batches to save money and time. I started to coupon and plan my meals so I saved even more. I actually cut my grocery bill by 63% with the steps mentioned and all the money went towards my emergency fund and savings.

​

Thanks for the list, I'm going to go through this properly. I don't actually apply for any benefits because I wanted to get myself out of poverty. I think I need to change the way I think and embrace these welfare benefits. As long as I can save the money I get I will be better off I guess. Thanks.

My father suggested this idea once because he had a trailer. I dismissed the idea but I guess I'm desperate now and need to reconsider. My partner is happy to do this because she wants to get out of poverty once and for all. Its my children who will not like the idea. Thanks

I want to thank everyone for the idea and encouragement. I will seriously go though this thread and see how much I can save. I will be sure to return and provide updates. Thanks so much.

Your welcome. Looking forward to the updates on how you get out of poverty! Good Luck and God Bless.