I need unsecured debt consolidation loans for blacklisted people! please help me

Discussion in 'Borrow Money' started by Eduardo, Jul 28, 2016.

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  1. Eduardo

    Eduardo Newbie

    I Need an unsecured debt consolidation loan for blacklisted people. In the past I've taken out credit cards and not paid them back. A lot of debt collectors chased me. I still continued with a few credit cards and continued paying just to have access to credit. Now 5 years later I'm convinced I'm on some sort of blacklist because whenever I apply for credit I'm refused. I wanted to take out a unsecured debt consolidation loan for blacklisted people so I could pay off my existing credit card debt because the interest on these cards are sky high! Please Help.
    Simrin likes this.
  2. Simrin

    Simrin Newbie

    Finding a unsecured debt consolidation loan for blacklisted people doesn't really exist. Blacklisting people is now an offense, the reason why you cant get credit is because you have really poor credit. You say you've missed a lot of credit card payments and this is probably the reason why you are being refused credit. When loans and credit card companies see missed payments it makes them reluctant to lend.

    If I were you I would get a copy of your credit file and go through thoroughly. If you have any outstanding balances on your credit file you must settle these accounts. Fix any wrong information on the file and update all your details. Then pay off the existing debt by paying more than the minimum payments. You must also stop transferring balances because it reduces your credit score. Once you've taken steps to fix your credit you can apply for debt consolidation loans. If you want to you can apply for loans for people with bad credit through BadCreditLoans.com, Peerform, Avant and Springleaf Financial. I don't think you'll get approved. If you are rejected by these companies you must concentrate on building your creditworthiness.
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