I want payday loan no credit check instant approval - looked everywhere

Discussion in 'Borrow Money' started by Bizzy_Lizzy, Jul 25, 2016.

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  1. Bizzy_Lizzy

    Bizzy_Lizzy Newbie

    I want a payday loan no credit check instant approval loan. Most of the payday loans I have found do some sort of credit check and do not offer instant approval. I have poor credit score which means I cannot go for the 'better' payday loans. I need the money to make repairs to my home, I have put this off for a long time and now its become very urgent. Please help!
    Simrin and Miles like this.
  2. Miles

    Miles Newbie

    I don't thing a payday loan no credit check instant approval loan actually exists. Most payday loans do some sort of 'soft' credit check and you will not get approved if you have bad credit. If you do get approved then these loans will come with hefty interest payments. I would avoid this option altogether and find another solution.

    Have you tried asking friends and family for a loan. It seems like you need to make urgent repairs. You should ask for help and see how much you can raise. You can make a loan agreement contract with your family member or friend and offer valuables as collateral, this will be enough to get the interest free loan.

    You should also talk to builders to see if they an offer an installment plan for the repair. Explain your financial difficulties and reluctance to get a pay day loan and then ask for a installment plan and offer collateral as security. I have previously done a lot of work on my property and the builder has accepted an installment plan.

    If you insist on getting a payday loan you will be charged a lot of interest which will have an impact on your financial future. Paying interest is something you should loath especially if you're trying to get out of poverty. Good Luck!
    Simrin likes this.
  3. Simrin

    Simrin Newbie

    You should try contacting charities for help. If you're home is in a dangerous condition your local charity could help you by providing funds or a loan to help with your repairs. You should also contact the government for help because they might have home improvement loans you might be eligible for.

    You can find all the information you need on the US Housing & Urban Development Home Improvement Federal Loan Programs HERE.
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