Single mom veteran works full time and drowning in debt

Backstory: I was a previous drug addict at 17 who let my life fall apart after getting out of the Navy in 2009. In 2011 I went back to old habits while working in bars and strip clubs. I ended up away from my daughter for over a year, homeless and jobless. With the help of an old Navy co-worker/supervisor; I was able to leave the situation I was in, I quit cold turkey and have been clean since May 25, 2012. Ive made steady progression since then. At 36, I still battle major depression and PTSD.


I am a single parent, I work full-time and own my own home. My disability payments from the VA were adjusted in June 2018 to where there's a significant decrease in income. That led me to fall behind on bills. On top of already juggling which bills get paid first, I was out of work for two weeks due to my daughters illness with no pay. Along with that, two E.R visit co-pays. I am on the verge of losing my home and vehicle. I tried to rectify the situation by taking out payday loans, and installment loans to at least pay the mortgage; now I'm in a worse off predicament with having to make payments every paycheck for those loans My own fault, yes. I feel stuck with 25,000 debt, 3 months late on car and mortgage. I don't want to go back to how messed up my life was before especially after how far Ive come since then. I need help to pay off debt that Im drowning in. Please Help!!!!