What are easy business credit cards to obtain? refused by capital one business

Discussion in 'Starting A Business/ Business Ideas' started by Alistair, Jul 27, 2016.

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  1. Alistair

    Alistair Newbie

    What are easy business cards to obtain? I've started a new business and its a good idea to keep some sort of credit facility available. Rather surprisingly I've been refused credit by Capitalone business credit card so I need an alternative. I know a lot of people on this forum have started their own business and I wanted to know what are easiest/easy business credit cards to obtain. Its very unlikely that I would use the credit facilities but I want it there for emergencies and contingencies. A lot of businesses fail in the first year because they don't have access to credit to tied things over which is why I'm thinking this might be a good idea.
    admin likes this.
  2. admin

    admin Administrator Staff Member

    Admin Post
    Hi @Alistair, rather than applying for a business credit card you could instead apply for a personal credit card which are in my opinion easier to obtain. Some times businesses are given a higher risk factor and credit applications are rejected on that basis. You should also get a copy of your credit report to see if there are any negative factors affecting your credit.

    In the meantime you could try apply for the following credit cards for bad credit, the APR will be higher however if you have no intention of using it it might be a good idea.

    Bad Credit Credit Cards
    1. Capital One Credit One Bank Unsecured Visa Credit Card
    2. Milestone Gold Credit Card
    3. Indigo Platinum MasterCard
    4. Total Visa Unsecured Credit Card
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