Help need monthly payment loans for bad credit - any companies?

Almost all loans have monthly payment facilities even if you have bad credit. If you have a low credit score you could try the following loan companies who offer loans to people with bad credit. The interest rate will be high so beware.

1. BadCreditLoans.com (Unsecured)
2. Springleaf Financial (Secured)
3. Peerform (Peer to Peer)
4. Avant Loans (Unsecured)

Rather than rushing into getting a loan with bad credit it makes sense to repair your credit first and then apply for a loan. If you can repair your creditworthiness over 12 months and then apply for a loan the rate will be cheaper it it will be easier to obtain credit. If you do want to repair your credit try the following tricks which I used to boost my credit score.

1. Get a copy of your credit report
2. Analyze the report and fix any errors
3. Make sure you are on the voters list
4. Try to settle credit accounts in full if you can
5. Stop applying for more credit
6. Disassociate yourself from other people who have bad credit
7. Make payments 7 days before the due date
8. For first 3 Months pay 10% more than the minimum payment
9. For next 3 months pay 30% more than the minimum payment (10%, 30% work best)
10. Try to make a significant payment on the 11th month or pay balance in full
11. Keep bank account positive, do not go into overdraft
12. Do not apply for any financial products

Whatever you decide to do you should consider the options carefully and focus on the long term. If you can repair your credit once and for all you'll be able to apply for superior products like a mortgages in the future.