I need money fast no credit check - need some ideas

Discussion in 'Personal Finance Q & A' started by Romario, Jul 25, 2016.

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  1. Romario

    Romario Newbie

    I need money fast no credit check. This month I have spent more than I earned and am having trouble making ends meet. I don't have the best of credit score and need money fast to pay the bills. What is my best option to borrow money fast with no credit check? Please Please HELP!
    hamza and Quentin like this.
  2. Quentin

    Quentin Newbie

    Hey @Romario, I'm sorry to hear about your problems. If you need money fast no credit check you can try a few things. Before we get to that you must learn to stay within your means. If I were you I would complete a income and expenses statement to see how your money is spent. I would reduce outgoings by at least 50% which means I would always be able to make my ends meet and save money for the future.

    You also mentioned your credit score not being the best. You must fix this because you might need to borrow money in the future and having a good credit score can make all the difference. I was able to fix my credit score and get a mortgage after my credit score was in the toilet so it is fixable. To repair credit get a copy of your credit report and then find all the errors and fix them. Try to pay off any old accounts because having settled accounts increases your credit score. Pay more than the minimum wage and make sure your address is registered to the file.

    If you need money fast no credit check I would recommend you ask your family and friends for an interest free loan. You can make the agreement professional by writing out a contract and having a security or collateral just in case you default. Having a professional contract should be enough persuade friends and family to give you a interest free loan.

    You could also try pawning valuables. Make sure you can afford the loan when you pawn valuables because if you default you lose your items.

    Car title loans are also an option if you have a decent vehicle. Again you must check if you can afford the loan otherwise your vehicle will be taken away.

    Other loans you could try are payday loans or bad credit credit card cash advances.

    The best option is borrowing from family because that wont affect your credit score and you will get an interest free loan. Hope all this helps!
    hamza likes this.
  3. hamza

    hamza Newbie

    If you're having trouble paying bills and you need a loan to make ends meet you are in financial difficulties. You must contact your creditors and let them know your circumstances if you can service all your loans after overhauling your finances.

    I was in a very similar position where I used credit to make ends meet. I finally came to terms about my financial difficulties and contacted the credit company. After providing a financial statement I was able to stop all interest and charges and was put on a installment plan to pay off all my debt.

    I would think seriously about getting fast money with no credit check because it will get you deeper into trouble.
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